This bank has almost $3.5 billion in assets and is based in one of the most productive agricultural states in the American Heartland. A bank that survived the Great Depression, cattle drives from Texas and earned a net income of $77,288,000 during one of the worst years in U.S banking history. This bank ended 2008 with net loans and leases of $2,567,520,000 of which only 0.40% were non current. The bank is INTRUST Bank based in Wichita, Kansas.
INTRUST Bank was founded in 1876 and has weathered and prospered during every major business recession to hit our economy. The bank is the largest independent bank headquartered in Kansas with assets of $3,480,952,000 at the end of 2008. INTRUST Bank, National Association is chartered as a National Bank. Therefore the primary regulator is the Office of the Comptroller of the Currency (OCC). The bank has 45 branch offices located in Kansas and Oklahoma, and more than 100 ATM locations.
INTRUST Bank provides a variety of consumer and commercial banking services. The bank offers personal banking services that include checking accounts, savings accounts, certificate of deposits, IRAs, and health savings accounts. The bank’s lending products include residential mortgage loans, home equity loans, auto loans, and unsecured loans. The bank also provides credit cards, including check, credit, and gift cards. The bank has a division that handles wealth management, investment management, private trust, private client, and brokerage services. Business banking services with INTRUST include time deposits and health savings accounts, commercial accounts, real estate loans, small business loans, and agri-business loans, letters of credit and business credit cards, treasury management services, international banking, merchant, and correspondent banking services, asset management, retirement, and advisory services.
The bank CD offerings are extensive. The bank offers a special CD product featured on which is an 8 month CD with $500 minimum to open and is earning an interest rate of 2.50% APY. A 90 –179 day CD earns an interest rate of 1.50% APY. A 180-269 day CD has an interest rate of 1.60% APY and closing out the short term accounts on the bank’s website is a 270-364 day CD having an interest rate of 1.60% APY. As for long term bank CD accounts, there is a one year CD earning an interest rate of 1.75% APY, a 13 –17 month CD also earning an interest rate of 1.75%, an 18-23 month CD having an interest rate of 1.80% APY, a 24-35 month CD with an interest rate of 2.00% APY, a 36-47 month CD has an interest rate of 2.50% APY, a 48-59 month CD has an interest rate of 2.50% APY while the five year CD rate ramps up to 2.75% APY. All of the declared long term bank CD rates take a minimum of $500.00 to open. These time deposits are insured to the maximum allowed by FDIC.
For those bank customers that enroll their bank CD in the bank’s free OnLine Banking, they can check their account balance online anytime and create an alert to notify them when their CD reaches maturity.
Bank CD rates may vary by bank location. Bank CD rates are subject to change without notice. For current bank CD rates contact a bank representative at 800-895-2265. Bank rates including the CD rates are also posted on the INTRUST Bank website which is located at www.intrustbank.com
For bank auto loan rate information please visit www.selectautorates.com. For current mortgage rate information please visit www.selectcalculators.com.
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